Rep. Chu with health care staff at AltaMed Health Services in El Monte, California.
The Affordable Care Act (ACA) made available reasonably priced health insurance options for millions of Americans who were locked out of access to affordable health insurance. For Americans who once bought their own insurance in the individual market or had no insurance coverage, they are now able to buy coverage through a state Exchange or marketplace. The plans offered in the Exchange are sold by private insurers whose plans must meet a guaranteed level of benefits. Eligible buyers can purchase health insurance online, by phone or by mail.
Our state’s exchange is called “Covered California.” The next open enrollment for health insurance plans offered through Covered California will be from November 1, 2015 through January 31, 2016.. Purchasers may be eligible for subsidies to help cover the costs of the premiums. To learn more, visit www.coveredca.com or call 1-888-975-1142. Paper applications are also available in Chinese, Spanish, Vietnamese, and other languages here (http://www.coveredca.com/apply/).
The ACA provided many other benefits to all Americans. Congress reformed our health care system to slow the growth of health care costs and ensured that Americans have access to quality, affordable health care. Up to 129 million Americans with pre-existing health conditions – including 17 million children – can no longer be denied health insurance or charged higher premiums.
We have seen a historic increase in health insurance coverage. Since the enactment of ACA, about 16.4 million uninsured people have gained health coverage. And, for the first time in more than 50 years of surveys, the Centers on Disease Control found in 2015 that 90.8% of Americans have health insurance. No major survey has ever found the insured rate this high. Clearly, the ACA is working and helping more and more Americans find coverage that suits their needs.
Eligible small businesses can receive tax credits if they choose to offer coverage to their employees – to cover up to 50% of the cost. More than 360,000 small employers have used the Small Business Health Care Tax Credit to help them afford health insurance for 2 million workers. Seniors are receiving up to a 50% discount on brand-name drugs if they enter the Medicare Part D ‘donut hole’ coverage gap – a discount that grows until the ‘donut hole’ is closed in 2020. That is just the beginning. As more of the new benefits start to take shape, American families will continue to see more improvements.
Putting Prevention First
Chronic diseases, such as heart disease, cancer, stroke, and diabetes, are responsible for 7 of 10 American deaths each year, and account for 75 percent of the nation’s health spending. Our health care spending needs to be smarter, which is why I have voted to focus on prevention. Just $10 per person per year on proven community-based programs can save the country more than $16 billion annually. I am making sure that our nation moves from a nation focused on sickness to a nation focused on wellness.
Expanding Health Care Coverage for Children
It is unconscionable for health insurers to discriminate against our most vulnerable children. Unfortunately, it was a practice for health insurers to deny coverage to children if they had a pre-existing condition like asthma or diabetes. This unfair system could affect 1.1 million children in California. I fought hard to ensure that 100% of children would be covered regardless of their condition under the new health care reform law. I’m proud to say that insurers can no longer deny our children health care coverage. Now every child is eligible for coverage.
Fighting Insurance Company Rate Hikes
Health insurance companies have taken advantage of families by increasing health insurance premiums every year regardless of the cost of their expenses. These excessive rate hikes have lined their pockets without families experiencing any improvement in quality of care. I am protecting our families from any more abuse by insurance companies. From now on, insurance companies will have to justify to the public why they are raising their rates. We will no longer be at the mercy of insurance companies and we can hold them accountable for putting profits ahead of people.
We all have known friends or loved ones that may have breast cancer, hepatitis, diabetes or other serious health ailments. Federal research dollars are critical for preventing, treating and curing these diseases and disabilities, but those vital investments in science and our nation’s health are under attack and facing drastic cuts.
I voted for H.R. 6, the 21st Century Cures Act. This bill will improve medical innovation by speeding up the development and approval for critical medical treatments and cures. The bill also increases research funding through increases for the National Institutes of Health (NIH) and Food and Drug Administration (FDA). We need to do all we can to get important treatments to patients who need them, and do so as quickly as possible. I will continue supporting efforts to make sure that scientifically-validated medicines make it to patients when they need them.
Until this year, a flawed payment system, the Sustainable Growth Rate (SGR), threatened to cut payments to Medicare providers, putting beneficiaries at risk of losing health providers. I voted for H.R. 2, the Medicare Access and CHIP Reauthorization Act of 2015. This bill, which President Obama signed into law in April 2015, eliminated the SGR and phased in a new payment system to reward doctors who provide high-value care, not just high-volume care. We must make sure that health care providers are paid fairly so they can continue delivering the care we need.
More on Health Care
WASHINGTON, DC – The House of Representatives today voted 217-212 to pass H.R. 1628, the American Health Care Act (AHCA), the Republican plan to repeal and replace the Affordable Care Act. Initial estimates from the Congressional Budget Office (CBO) found that the underlying legislation will take away coverage from 24 million Americans over the next decade, including seven million Americans currently covered by their employers. The bill cuts $838 billion from Medicaid, and will dramatically increase out-of-pocket costs, particularly for lower-income families and older Americans.
Washington, D.C. – April 29, 2017 marks the 100th day of President Trump’s presidency, a marker used for every President since Franklin Roosevelt. Congresswoman Judy Chu (CA-27) released the following statement regarding the impact of President Trump’s first one hundred days:
Washington, D.C. – This afternoon, as it appeared the bill would fail, Speaker Paul Ryan made the decision to cancel a vote on H.R. 1628, the American Health Care Act, the Republican alternative to the Affordable Care Act. Rep. Judy Chu released the following statement:
WASHINGTON, D.C. – Reps. Judy Chu, Diana DeGette, Louise Slaughter, Jan Schakowsky, Barbara Lee, Suzan DelBene, Jerrold Nadler and Katherine Clark today blasted Republicans’ latest changes to their disastrous healthcare repeal bill, which threatens the health and well-being of women and families. Under the latest version of the Republican bill, states would be allowed to kick new mothers off Medicaid if they can’t find work within 60 days of giving birth.
Washington, D.C. – Today, President Donald Trump introduced his proposed budget for Fiscal Year 2018. The proposal makes serious cuts to domestic programs and to the Department of State’s diplomacy and development programs, while increasing spending on the military, a deportation force, and a border wall. Rep. Judy Chu (CA-27) released the following statement:
Washington, D.C. – If the Republican health care plan, introduced last week, were enacted today, it would reduce the number of Americans with insurance by 14 million by next year, and by 26 million by 2024. That is according to a report released today by the nonpartisan and independent Congressional Budget Office (CBO). Rep. Judy Chu (CA-27) released the following statement:
Washington, D.C. – Early this morning, the House Ways & Means Committee completed their markup of the American Health Care Act (AHCA), the Republican proposal to replace the Affordable Care Act (ACA). Rep. Judy Chu (CA-27), the newest Democrat on the committee, issued the following statement:
WASHINGTON, D.C. – Exactly one year after the Supreme Court heard oral arguments for the most significant reproductive rights case since Roe v. Wade – Whole Woman's Health v. Hellerstedt – U.S. Representative Judy Chu (CA-27), was joined by Representatives Marcia Fudge (D-OH-11), Lois Frankel (D-FL-22), and U.S. Senators Richard Blumenthal (D-CT) and Tammy Baldwin (D-WI) in introducing the Women’s Health Protection Act today.
WASHINGTON, D.C. – Representatives Judy Chu (CA-27), Louise Slaughter (NY-25), Diana DeGette (CO-01), and Frank Pallone (NJ-06) today led nearly 160 of their colleagues in demanding that Speaker Ryan stop Republicans’ unprecedented assault on women’s health care. Despite their promise to focus on jobs and the economy, Republican leaders have made attacking women’s health care their top priority during the 115th Congress.
Washington, DC – Today, both President Barack Obama and Vice President-elect Mike Pence addressed their respective parties in Congress to discuss the future of the Affordable Care Act (ACA). Rep. Judy Chu (CA-27) spoke on the floor of the House about a resident of the San Gabriel Valley with a preexisting condition who was able to find treatment thanks to the ACA. Rep. Chu’s remarks are below:
“I rise today on behalf of Kalwis Lo, a young man from my district in San Gabriel, California who told me about his life was saved by the Affordable Care Act.